Investment & Earnings

Q: Is the yield on BenPay Earn guaranteed?
A: No. BenPay Earn is not a bank deposit. It is an on-chain asset management service. While BenPay strives to provide stable returns, both principal and yield are subject to market fluctuations and the risks of the underlying agreement. We do not offer a guarantee of principal protection.
Q: Why does APY keep changing?
A: APY is dynamically changing. It reflects real-time earnings from underlying DeFi protocols you have invested in, such as AAVE. As market supply and demand, liquidity, and lending activities are constantly changing, the APY will also fluctuate accordingly.
Q: When does my investment start to accrue interest?
A: Once you successfully complete the investment operation and it is confirmed on-chain, your investment will immediately start to accrue interest.
Q: What is the platform management fee? How to charge?
A: The platform only charges a management fee when you earn profits. The rate is a fixed proportion, and each target is specified (currently, all are 15%). This fee will only be deducted from your earnings and will not affect your principal.

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Last modified: 2025-09-05