Investment & Earnings

Q: Is the yield on BenPay DeFi Earn guaranteed?
A: No. BenPay DeFi Earn is not a bank deposit. It is an on-chain value-added service. While BenPay strives to provide stable growth, both principal and yield are subject to market fluctuations and the risks of the underlying agreement. We do not offer a guarantee of principal protection.
Q: Why does the annulized yield keep changing?
A: Annulized yield is dynamically changing. It reflects real-time earnings from underlying DeFi protocols you have invested in, such as AAVE. As market supply and demand, liquidity, and lending activities are constantly changing, the annulized yield will also fluctuate accordingly.
Q: When does my investment start to accrue interest?
A: Once you successfully complete the investment operation and it is confirmed on-chain, your investment will immediately start to accrue interest.
Q:What is the protocol fee, and how is it charged?
A: The platform only charges a protocol fee when you generate yield. The fee rate is a fixed percentage, clearly stated for each product (currently 15%). This fee is deducted only from your earned yield and does not affect your principal.

FAQ

Redemption & Settlement

Last modified: 2025-11-27