| Card Name | Alpha Card | Sigma Card | Delta Card |
| Card Issuance Fee | 9.9U | 9.9U | 9.9U |
| Monthly Fee | 0 | First month free, only 1U/month from the second month | 1U/month |
| Annual Fee | 0 | 0 | 0 |
| Top-Up Fee | 0% | 1.50% | 0.5%, minimum $0.01 |
| Transaction Fee(Authorization Fee) | 1% | 0.50% | $0.40 authorization fee per transaction plus a 1.5% cross-border fee(Non-USD transactions); $0.05 authorization fee per transaction(USD transactions) |
| Withdrawal/Crypto Conversion Fee | 1% | 1% | Disapproval |
| Cross-Border / FX Fee | 1.5%, minimum $0.01 | $0.50 per non-USD transaction | 1.50% |
| Daily Spending Limit | 10,000 USD | 300,000 USD | 100,000 USD |
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BenPay Card Security Deposit Guide
Last modified: 2026-08-04
- FAQs
- Explanation of the Sigma Card Balance Reservation Mechanism
- How to add to Apple/Google Pay
- Which platform merchants and online payment platforms does BenPay Card support?
- What should I do if there is a payment failure? How to troubleshoot the problem?
- Where can I view transaction records? Can I export bills?
- Will funds be frozen during use? How to avoid it?
- Can I withdraw or transfer money with a BenPay Card?
- How to Handle Unauthorized Transactions on Your Delta Card?
- How does BenPay Card ensure the safety of my funds?
- What if the card becomes invalid/unusable?
- Can cards be deleted or frozen? How to do it?
- How can I protect my account privacy and asset security?
- What are the common fraudulent behaviors that need attention?
- Withdrawal Rules
- Card Closure Notice
- Risk Disclosure
- BenPay Card Cancellation Guide