Due to the decentralized nature of the platform, we cannot help you recover access.
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For users logging in with Social Accounts (zkLogin/OpenBlock): If you permanently lose access to your login account (e.g., Google, Apple, email) and cannot recover it through its official channels, you will also be unable to access the associated BenPay wallet.
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For users with a Seed Phrase: If your seed phrase is lost, your assets will be permanently lost and cannot be recovered.