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What are the advantages of the BenPay Card?

The BenPay Card  is an on-chain yield card designed specifically for Web3 users, built on the BenFen blockchain, and provides a convenient and secure payment experience.

Key Advantages:

  • On-Chain Yield: Simply click the "earn" button, and the card account balance will automatically participate in on-chain interest generation without any additional operations, making it easy to earn while spending, available at any time.
  • Decentralized Self-Custody: BenPay Card operates on-chain, with assets fully self-custodied by users, ensuring the security of funds and privacy protection.
  • Low Fees / Transparent Fees: Alpha Card has no annual and monthly fees, 0 top-up fees, and Sigma Card has no annual fees, ensuring that users pay without burden, and the Delta Card offers no annual/monthly fees with low top-up and foreign exchange (FX) rates, ensuring a burden-free payment experience.

  • Covering diversified payment scenarios: The Alpha Card focuses on international mobile payments, supporting Apple Pay and Google Pay. The Sigma Card specializes in local payment ecosystems, supporting Alipay and WeChat Pay, making it Asia-friendly. The Delta Card supports Apple Pay, Google Pay, Alipay, and more, serving as a universal card for daily global spending. 
  • Global Network Support: Accepted by millions of online and offline merchants worldwide, enabling easy payments.

  • Physical Card & ATM Withdrawals: Coming soon, supporting physical cards and ATM withdrawals to further expand payment scenarios.

  • Privacy Protection: On-chain transactions and wallet signatures protect sensitive user information, ensuring asset security.

  • Stablecoin Direct Top-Up: Supports cross-chain deposits from BenFen, ETH, BSC, Polygon, Optimism, Arbitrum, Avalanche, Base, Sol, and Tron, allowing users to deposit USDC/USDT for direct use.

  • High Spending Limit: Alpha Card has a spending limit of up to $200,000, and Sigma Card and Delta Card has no limit, fulfilling large payment needs.

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Last modified: 2025-12-31