BenPay Earn is committed to providing a clear and transparent revenue and fee structure.
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Source of Earnings
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All the earnings from BenPay Earn come from the real returns generated on-chain by the external DeFi protocols (e.g., AAVE) you choose. BenPay, as an aggregator, ensures efficient and secure distribution.
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APY Calculation Method
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APY is a dynamically changing expected rate of return. Behind the scenes, we calculate returns in real time by monitoring the exchange rate changes between the interest-bearing tokens of external protocols (e.g., aToken) and base assets. For example, if the exchange rate of 1 aUSDT increases from 1.1 USDT to 1.3 USDT, that difference represents your earnings.
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Platform Fee
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BenPay will charge you a platform management fee at a fixed percentage from your net income. The platform will never make any deductions to your principal.
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