Step 1: Create & Connect Wallet

If you don't have a BenPay wallet, please create one first. It is recommended to log in with a Google/Apple account.

Visit the BenPay official website https://www.benpay.com, and then create & connect the wallet in one click.

Click the "Connect Wallet" button, and you will be redirected to the corresponding page. Select "Continue with Google/Apple"

(For detailed steps or other login methods, please refer to: How to create your BenPay wallet?)

Step 2: Deposit BUSD

After connecting the wallet, prepare the BUSD (≥ 100BUSD) to be invested in advance, and directly transfer the same amount of USDC/USDT to the BenPay wallet.

Note: BUSD is the stablecoin published by BenFen and pegged to the US dollar 1:1

Cross-chain bidirectional exchange mechanism between USDC/USDT and BUSD:

When bridging in, the user's USDC/USDT will be exchanged for BUSD at a fixed 1:1 ratio.

When bridging out, users can still exchange their BUSD for USDC/USDT at a fixed 1:1 ratio to their own address on the target chain.

The on-chain direct deposit tutorial is as follows:

Click "Deposit" in the upper right corner → "Cryptocurrency Top Up" or go to "Dashboard" and click "Cross-chain Deposit".
Navigate to the deposit page, select the deposit currency (USDT or USDC), and the network chain.
Currently, USDT/USDC supports the following networks: ETH, BSC, Polygon, Optimism, Arbitrum, Avalanche, Base, SOL, and TRON.

After selecting the network chain, you can choose to scan the code for recognition or copy the address and deposit.

(For detailed steps or to use a cross-chain bridge to bridge in, please see: How to deposit and withdraw and cross-chain?)

Step 3: Invest Funds

Visit the DeFi Earn official website: https://www.benpay.com/defi-earn/. Select a product you are interested in from the investment target list on the homepage, then click the "Invest" button on the right side of the card, or, after entering the target details page, click the "Invest" button.

Step 4: Confirm Investment

In the pop-up "Invested Funds" window, enter the amount of BUSD you want to invest. Click "Confirm Investment" and then enter the BenPay wallet password to complete the confirmation.

User Guide