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Visit the card homepage: https://www.benpay.com/card/home, then click “Go to Card Wallet.”
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If your card account balance is 0, you will need to top up first. Click “Card Top-Up” and select “Card Account” as the destination.
(Minimum top-up for card account starts from 10 BUSD)
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After the top-up is completed, return to “My Card” and click the “Earn” button.
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Confirm the “DeFi Card Service Agreement & Risk Disclosure”, and the yield feature will be successfully activated.
Risk Disclosure
The yield generated by the BenPay On-Chain Yield Card comes from on-chain DeFi protocols. The risk characteristics of DeFi are widely recognized across the industry. As an innovative financial product built on DeFi, on-chain yield cards inherently carry similar risks. Before participating, please carefully review the relevant terms and mechanisms, fully assess your personal risk tolerance, and make decisions prudently and rationally.
- Smart Contract Risk
The security of DeFi protocols (such as Aave, Compound, and Sky) relies on their underlying smart contract code. Although these protocols are usually professionally audited, any assets deployed in smart contracts may still be exposed to potential losses due to unknown vulnerabilities in the code.
- Cross-Chain Bridge Risk
This product involves cross-chain operations. While BenFen’s native cross-chain bridge is designed with high security standards, no cross-chain technology can completely eliminate the risk of attacks.
- Market Risk
Annualized yield is a dynamic, expected rate of return that may fluctuate based on market supply and demand and the performance of underlying protocols. Past performance does not guarantee future results. Under extreme market conditions, the principal may also fluctuate due to the mechanisms of the underlying protocols.